The fair bank for
everyone, everywhere
Save, use and access your money anytime, anywhere
*alternatively visit the nearest Topos agent
Topos customers
Earn ₦600
every month in
interest on average
Send and receive
money on Topos
for free
Have access to
loans up to
₦50,000
Make your money
work for you!
All Topos NUBAN accounts earn 15% per year on deposits, paid out monthly. Earn ₦125 monthly for an account balance of ₦10,000!
Personal loans,
fair and fast
Flash loans, no collateral needed
Get credit for up to 80% of your account balance and lower your fees via on-time repayments. Check out the best credit offering for you at your local agent!
Family-backed
loans
Do you have a relative in Europe or the USA? With Topos they become guarantor for your loans in Nigeria. Visit your local agent for more information!
Money transfers to anyone, anytime
With your NUBAN accounts, send and receive money from any bank in Nigeria. Transfers between Topos accounts are 100% free!
Easy deposits, easy withdrawals
Perform seamless cash-in and cash-out operations at your local agent. Deposits are always free, for the pricing of withdrawals contact your local agent!
To open your Topos account
1
Apply at any
agent location
agent location
2
Submit your
KYC documents
KYC documents
3
Receive an OTP code &
get access to your account
get access to your account
Customer how-to's
Open your account in minutes
Contact +234 (0) 91 322 49059 and discover the nearest agent to you!
FAQ
How do I open an account with Topos?
Apply digitally or visit any nearest Topos Agent to open an account.
What do I need to become a Topos customer?
You need to provide us with a valid ID , a signature and a recent utility bill.
Do you hand out ATM cards?
Topos operates on a cardless withdrawal system. This means that you can request withdrawal through the Topos USSD menu or by visiting a Topos agent for assistance.
Can I access loan services with Topos?
Yes, our loans are fully accessible to our customers, for more enquiries on the loan visit the nearest Topos Agent or call the customer support.
How long will it take before I start using my Topos account?
You can start using your Topos account for transactions once the account has been verified.
Will I be able to use my Topos account for sending & receiving money?
Yes, with Topos you can make/receive transfers to/from other Topos users for free or to/from any other Nigerian bank account at standard rates.
What do I do when I mistakenly transfer money to a wrong account number?
If you sent money to the wrong account number, we suggest you contact the person of the wrong account immediately to recover your money. Topos is not responsible for money collections during incorrect transactions amongst peers.
Stay in touch with Topos!
Hear about all the latest news & updates
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